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ConKarma

ConKarma — End User License Agreement (EULA)

Effective Date: June 19, 2026 Last Updated: September 19, 2026

This End User License Agreement ("EULA") is a binding agreement between you and XTZ Group, Inc. ("XTZ", "we", "us"), the developer of the ConKarma application and related software (the "Application"). This EULA governs your license to use the Application. It supplements, and is incorporated into, the Terms of Service and the Privacy Policy.

The app stores are not a party to this EULA. This EULA is concluded between you and XTZ only, and not with Apple Inc., Google LLC, Microsoft Corporation, or any other distributor or platform ("Store"). XTZ, not the Store, is solely responsible for the Application and its content, except as expressly stated below. By downloading, installing, or using the Application, you agree to this EULA. If you do not agree, do not install or use the Application.

1. License grant

Subject to your compliance with this EULA and the Terms of Service, XTZ grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the Application for your own personal, non-commercial purposes:

  • on any Apple-branded products that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions, except that the Application may be accessed and used by other accounts associated with you via Family Sharing where enabled;
  • on any Android device that you own or control, as permitted by the Google Play Terms of Service;
  • on any Windows device that you own or control, as permitted by the Microsoft Store Terms of Sale; and
  • on the web surface where offered, subject to the Terms of Service.

This is a license, not a sale. XTZ and its licensors retain all right, title, and interest in and to the Application, including all intellectual property rights.

AI-assisted features. Parts of the Application are AI-assisted: they use artificial-intelligence systems, operated for XTZ by third-party providers, to produce text for you. Section 2 of the Terms of Service describes which kinds of features these are, tells you when you are interacting with an AI system rather than a person, and explains how AI-generated output is identified. Your licence to use the Application includes those features on the terms set out here and there.

2. Restrictions

You agree not to, and not to permit others to:

  • copy, modify, decompile, reverse-engineer, disassemble, or create derivative works of the Application, except to the extent this restriction is prohibited by applicable law;
  • distribute, sublicense, lease, rent, loan, sell, or otherwise transfer the Application or your rights under this EULA;
  • remove, obscure, or alter any proprietary notices;
  • use the Application to transmit material that is unlawful, infringing, threatening, abusive, or defamatory;
  • attempt to gain unauthorized access to the Application, its systems, or other users' accounts; or
  • use automated scripts, scrapers, or bots against the Application except where expressly permitted in writing;
  • misuse an AI-assisted feature of the Application — including attempting to make it produce content prohibited by this EULA or by Section 6 of the Terms of Service, attempting to extract, reconstruct, or circumvent the instructions, safety rules, or provider models behind it, or using it at a volume or rate beyond ordinary personal use; or
  • use an AI-assisted feature, or output from one, to build, train, or evaluate another AI system, or to resell or redistribute that output as a standalone service; or remove, obscure, or falsify any marking that identifies output as AI-generated.

Your use of any adult ("After Dark" / Ember) feature of the Application is additionally subject to the After Dark Content Policy and Section 8 of the Terms of Service, both incorporated into this EULA by reference. Adult features are restricted to verified adults (18+ on both sides); every upload, including private partner-to-partner uploads, is scanned for child sexual abuse material and reported to NCMEC as required by law; and no content depicting a minor or a non-consenting person is permitted under any circumstance.

3. Maintenance and support

XTZ is solely responsible for providing any maintenance and support services for the Application, as XTZ specifies, or as required under applicable law. You acknowledge that the Store has no obligation whatsoever to furnish any maintenance and support services with respect to the Application. Support requests: legal@conkarma.app.

4. Warranty

XTZ is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed in §11.

In the event of any failure of the Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the Application to you; and, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Application. As between XTZ and the Store, any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the sole responsibility of XTZ.

5. Product claims

XTZ, not the Store, is responsible for addressing any claims by you or any third party relating to the Application or your possession and/or use of the Application, including but not limited to: (a) product-liability claims; (b) any claim that the Application fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer-protection, privacy, or similar legislation, including in connection with the Application's use of any in-app frameworks. This EULA does not limit XTZ's liability to you beyond what is permitted by applicable law.

6. Intellectual property rights

AI-assisted output. As between you and XTZ, output that an AI-assisted feature produces for you from your own input is treated as your content on the terms set out in Section 9 of the Terms of Service, including the limits recorded there: AI-generated output may not attract copyright protection in every country, and similar input may produce similar output for different users, so output is not guaranteed to be unique to you. Nothing in this EULA grants you rights in the AI systems themselves, in the providers' models, or in the prompts and instructions XTZ uses to operate them.

In the event of any third-party claim that the Application or your possession and use of the Application infringes that third party's intellectual property rights, XTZ, not the Store, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

7. Legal compliance — export and sanctions

You represent and warrant that: (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties. You further agree to comply with all applicable export-control and sanctions laws and regulations in connection with your use of the Application.

8. Store-specific terms

Where you obtained the Application through a Store, that Store's usage rules, terms, and policies also apply and, to the extent required by the Store, override conflicting terms of this EULA:

  • Apple App Store. Your use is subject to the Usage Rules in the Apple Media Services Terms and Conditions.
  • Google Play. Your use is subject to the Google Play Terms of Service and Google's Developer-related policies. This EULA is the developer's end-user license; where Google Play's terms require terms at least as protective of the user, those terms apply.
  • Microsoft Store. Your use is subject to the Microsoft Store Terms of Sale and the Microsoft Standard Application License Terms.

Billing for any purchases made through a Store is handled by that Store under its own terms; XTZ does not process Store-managed payments. See the App Distribution Disclosure for how the Application is delivered.

9. Updates

XTZ may release updates, patches, and new versions of the Application from time to time, and may condition continued use on installing them. Continued use after an update constitutes acceptance of any changed license terms communicated with that update.

10. Termination

This license terminates automatically if you breach any term of this EULA or the Terms of Service, or if you uninstall the Application. On termination, you must cease all use of the Application and delete all local copies. Sections 4–7 and 11–18 survive termination.

11. Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE APPLICATION IS PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. XTZ AND ITS LICENSORS DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, QUIET ENJOYMENT, AND NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you; nothing in this section limits any non-excludable statutory consumer guarantees.

AI-assisted output. AI systems produce output by prediction, not by looking anything up, and can state things that are inaccurate, outdated, incomplete, or entirely invented while sounding confident. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, XTZ MAKES NO WARRANTY THAT AI-ASSISTED OUTPUT IS ACCURATE, COMPLETE, CURRENT, SUITABLE FOR ANY PURPOSE, OR FREE OF ERROR OR BIAS, AND DISCLAIMS ALL LIABILITY FOR RELIANCE ON IT TO THE EXTENT PERMITTED BY LAW. Coaching, guidance, and reflection output is generated material, not professional advice; Section 14 of the Terms of Service applies to it in full. Availability of AI-assisted features depends on third-party providers and may change or be withdrawn.

12. Limitation of liability

The limitation of liability for the Application, and its statutory carve-outs, is set out in the Terms of Service §15 and is incorporated here by reference. Without limiting that section, and to the fullest extent permitted by applicable law, neither XTZ nor the Store will be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of data, arising out of or relating to your use of, or inability to use, the Application. Nothing in this EULA excludes or limits liability that cannot be excluded or limited by law, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.

13. Severability

If any provision of this EULA is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

14. Assignment

You may not assign or transfer this EULA or any rights under it without XTZ's prior written consent. XTZ may assign this EULA without restriction, including in connection with a merger, acquisition, or sale of assets.

15. Force majeure

XTZ will not be liable for any failure or delay in performance to the extent caused by events beyond its reasonable control, including acts of God, war, terrorism, civil unrest, labor disputes, governmental action, power or network failures, or third-party service outages.

16. Third-party beneficiary

You acknowledge and agree that the relevant Store, and that Store's subsidiaries, are third-party beneficiaries of this EULA, and that, upon your acceptance of this EULA, that Store will have the right (and will be deemed to have accepted the right) to enforce this EULA against you as a third-party beneficiary. Except for the Stores as stated in this section, this EULA confers no third-party-beneficiary rights.

17. Changes to this EULA

XTZ may modify this EULA from time to time. Material changes will be notified in-app and/or by transactional email before they take effect. Your continued use of the Application after a change takes effect constitutes acceptance of the modified EULA; where required by law, material changes will require your affirmative re-acceptance.

18. Precedence

This EULA, the Terms of Service, and the Privacy Policy together govern your use of ConKarma. In the event of a conflict: (a) the Privacy Policy controls on matters of personal-data collection, use, and disclosure; (b) this EULA controls on matters of the software license for the Application; (c) the Terms of Service controls on all other matters and is the master agreement; and (d) where a Store's required terms conflict with any of the foregoing, the Store's required terms control solely to the extent required by that Store.

19. Governing law

This EULA is governed by the laws of the State of California, USA, without regard to its conflict-of-laws rules, except where the Terms of Service §17 specifies a different governing law or a mandatory consumer-law fallback for your jurisdiction, in which case that section controls.

20. Developer identity and product-claims contact

The Application is provided by:

XTZ Group, Inc. 2261 Market Street #4524 San Francisco, CA 94114, USA Product-claims and legal contact: legal@conkarma.app

21. Contact

Questions about this EULA: legal@conkarma.app with subject "EULA".